http://www.swolfandassociates.com/news daily 0.75 2016-01-21 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424550259997-3BL9MY6GK2YAS9HALI21/page-thumbnail.jpeg S. Wolf Journal http://www.swolfandassociates.com/news/2016/1/21/welcome monthly 0.5 2016-01-21 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453413197720-63I53IDO5PYN4Q6YSS15/IMG_2293.JPG S. 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Wolf https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424549770152-ABS37AZG4Z0NXUGMDDWB/page-thumbnail.jpeg About S. Wolf http://www.swolfandassociates.com/lines-of-coverage daily 0.75 2015-02-21 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1403206906893-BSY4APNGD089FXIPBTMF/image-asset.jpeg Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424028588159-0QRDJRO4GFTNX7EENKAO/image-asset.png Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424550228233-N7JNDSM23RM5NYZL0B2I/page-thumbnail.jpeg Lines of Coverage http://www.swolfandassociates.com/the-wolf-team daily 0.75 2015-02-15 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1402440658015-KGLXGEPKP7WYRG3LV92R/charlie.jpg The Wolf Team “If it's important to you, you will find a way. If not, you will find an excuse.” -Charlie Kosyla https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1402440459831-PJDKAOGY7SHADYHF52CW/polly.jpg The Wolf Team "My clients are my inspiration. I am proud to be a part of what they do." -Polly Kosyla https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424549828689-MGDDWM6PIQ2DDYODWSGN/page-thumbnail.jpeg The Wolf Team http://www.swolfandassociates.com/client-services daily 0.75 2016-03-07 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1457328265780-QC9ZC0VHNRXHA6NBLXD3/image-asset.jpeg Programs by S. Wolf https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424550169291-V3S503JBOLKTPUMA0UBN/page-thumbnail.jpeg Programs by S. Wolf http://www.swolfandassociates.com/the-wolf-team-2 daily 0.75 2016-07-12 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1468275535740-AZMSZYKFXV76X2JF7ELB/image-asset.jpeg The Wolf Team https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1435947596627-B8UB6OU2OUAQI2A0SDU8/image-asset.jpeg The Wolf Team https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1443147206121-P2LNEWO84TO8XGGXDUSJ/image-asset.jpeg The Wolf Team https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1435947262132-QYN2CQYCV1HVESEOVHF3/image-asset.jpeg The Wolf Team https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1443147281110-GOA0V1BN8XZS964Q0QNW/image-asset.jpeg The Wolf Team http://www.swolfandassociates.com/lines-of-coverage3 daily 0.75 2015-07-04 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1403206906893-BSY4APNGD089FXIPBTMF/image-asset.jpeg Lines of Coverage3 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1435985403653-NLM3OGIJRPXDQ3OYEYMI/colorbars-01.jpg Lines of Coverage3 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424028588159-0QRDJRO4GFTNX7EENKAO/image-asset.png Lines of Coverage3 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424550228233-N7JNDSM23RM5NYZL0B2I/page-thumbnail.jpeg Lines of Coverage3 http://www.swolfandassociates.com/lines-of-coverage4 daily 0.75 2017-01-17 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453311073735-EEZ9J3ZKCW68G52A47JS/image-asset.png Lines of Coverage Workers Compensation- Insurance that protects employees under state laws, and provides medical care, death, disability and rehabilitation benefits for workers who are injured or killed while on the job. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436548980735-5ILEACTLG7OSUKEKVT5Q/image-asset.jpeg Lines of Coverage Commercial Auto- coverage may include liability only or may also provide physical damage coverage. The liability portion covers damage to other vehicles or property and injury to others in accidents for which you are at-fault. Auto physical damage covers repair of vehicles you own. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453310982915-MX61AXSJTJCQ1RMG6R4R/image-asset.png Lines of Coverage Bond Fiduciary/Fidelity - Provides A fidelity bond provides coverage for dishonest and/or fraudulent acts of employees that could arise in the course of handling money or securities of others. A fidelity bond may also be referred to as an employee dishonesty bond. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436400107455-7FU41Q0FF35ILIUKBFC0/image-asset.jpeg Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436387527479-K8X1I2XT3JO9UGFV24CG/image-asset.gif Lines of Coverage Directors and Officers- A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. In effect, the policies function as "management errors and omissions liability insurance," covering claims resulting from managerial decisions that have adverse financial consequences. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1440733300024-JA61AKSPOU6R889MZLLS/image-asset.jpeg Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453321646355-T4Y9UQ9KQPTJRWY1Q6PA/image-asset.png Lines of Coverage Crime- A commercial crime policy typically provides several different types of crime coverage, such as: employee dishonesty coverage; forgery or alteration coverage; computer fraud coverage; funds transfer fraud coverage. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436396100666-7S0W74AEZEVIRX2WB0OZ/image-asset.jpeg Lines of Coverage Liquor Liability - Provides coverage for bodily injury or property damage for which you may become legally liable as a result of contributing to a person's intoxication. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436396985306-8UEMWIQSDRE72J77NSBS/image-asset.jpeg Lines of Coverage Professional Liability- Insurance is a necessary safeguard for any businesses that offers guidance counsel, or services to clients. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1457542550283-32SJPA5V4GJ1G66MELN1/image-asset.jpeg Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436394092649-FCLI45A5V0RGH7RJXX1Q/image-asset.jpeg Lines of Coverage Participant/Volunteer Accident- Accident insurance provides a limited amount of coverage for injury to a volunteer or participant (depending on the specific coverage purchased) on a no-fault basis. It is not worker's compensation coverage! https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453321932956-YVAYPD9SYO0RT14DOP77/image-asset.png Lines of Coverage General Liability- provides coverage for your activities https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1440733461641-YRR4OK3B1IESJ24A0HJX/image-asset.jpeg Lines of Coverage https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453321625147-VMN3NN2G4HAE8XJ2MN4U/image-asset.png Lines of Coverage Cyber Liability - The cyber liability term "cyber liability insurance cover" is often used to describe a range of covers- in very much the same way that the word cyber is used to describe a broad range of information security related tools, processes and services. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436548774505-EF0P23WM3RX9RGS7G8DV/image-asset.jpeg Lines of Coverage Travel Accident and Travel Medicine- Travel insurance is that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436547759698-RXPFUATGFYLRLBK26YGR/image-asset.jpeg Lines of Coverage Non-profit Unemployment Savings Program- (non-profit only) https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1442350672057-WETDNLOSU06N46HZ7UKN/image-asset.jpeg Lines of Coverage Hired Auto & Non-Owned Auto - If your employees or volunteers use their own vehicles on company business. this coverage is highly recommended. The purpose of this policy is to provide liability coverage in excess of an individual employee's or volunteer's auto insurance. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436397234851-5GFARSL2GTICLPSM8AZQ/image-asset.jpeg Lines of Coverage Plate Glass Coverage - The extensive use of plate glass in modern architecture has produced a special comprehensive insurance that covers not only plate glass but glass signs, motion picture screens, halftone screens, and lenses, glass bricks, glass doors, and so forth. It may be written to cover loss from any source except fire or nuclear radiation. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436392418906-89XS9VF6LC13MW5UVQNG/image-asset.jpeg Lines of Coverage Employment Practices Liability- A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453321690994-ZOC2AX0AKTAJCIT7ALAD/image-asset.png Lines of Coverage Vacant Property- Provides coverage for buildings that are unoccupied for 90 days or more https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1453310862545-4BG17390SLMC3BWLC1CP/image-asset.png Lines of Coverage Property coverage- Is purchased to protect the physical assets you own or lease such as buildings, office equipment, computers, furniture, ect. When considering property coverage, it is important to have a through inventory of all physical assets, and to make sure the property is accurately valued and adequate coverage limits are purchased. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1436395072098-WKXYFTDW9Y4RYLN83WKV/image-asset.jpeg Lines of Coverage Special Event Coverage- In its simplest definition, special event coverage is general liability insurance for injury to spectators or attendees at a wide variety of social, civic and club events. https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1424550228233-N7JNDSM23RM5NYZL0B2I/page-thumbnail.jpeg Lines of Coverage http://www.swolfandassociates.com/carriers-1 daily 0.75 2018-08-23 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1535079029083-AJVFC5V4UMRTOIVLMEIX/ribbons-01.png Carriers http://www.swolfandassociates.com/carriers daily 0.75 2018-08-23 http://www.swolfandassociates.com/property-and-casualty daily 0.75 2018-08-24 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1535079326807-TTB91ZTMW0OIRDQJR3DR/heart-01.png Property and Casualty http://www.swolfandassociates.com/benefits daily 0.75 2018-08-24 https://images.squarespace-cdn.com/content/v1/530f7e37e4b09d3e5199d78a/1535078932965-HTULH6CHMQQE7P7GUDLE/medical-01.png Benefits http://www.swolfandassociates.com/introduction-1 daily 0.75 2019-03-01 http://www.swolfandassociates.com/press-quote daily 0.75 2017-11-16 http://www.swolfandassociates.com/what-we-do daily 0.75 2019-03-01 https://images.squarespace-cdn.com/content/v1/59dbc7c2cf81e0c47e15482d/1509981664066-URCHCKEDU0YDAYBKHSES/_50A4133.jpg What We Do - S. Wolf is process is established in three phases: Phase I: SIMPLIFY Phase II: SOLVE Phase III: Simplify Learn More http://www.swolfandassociates.com/our-impact daily 0.75 2019-03-01 http://www.swolfandassociates.com/introduction daily 0.75 2019-03-01